Free Foreclosure Prevention Counseling for Maryland Homeowners | House Hold Maryland
Maryland family keeping their home through free foreclosure prevention counseling
Free · Confidential · No Cost

Keeping
Maryland
Families
Home.

We are committed to keeping Maryland families home. Free foreclosure-prevention counseling and housing-stability services for Maryland homeowners — at no cost, no matter your situation.

!
Facing foreclosure, missed payments, or an escrow shortage? Our counselors are available now — all services are completely free and confidential.
Get free foreclosure counseling →
What We Do

Five programs.
One mission.

Our free foreclosure counseling and housing stability programs are designed to meet Maryland homeowners where they are — from the first sign of financial distress through full stabilization.

I.
Foreclosure-Prevention Counseling
One-on-one counseling, loss-mitigation, and direct servicer communication.
II.
Homeowner Advocacy & Case Management
Servicer escalation, rights education, and case management through resolution.
III.
Financial Education Workshops
Free monthly workshops on budgeting, credit, and mortgage literacy.
IV.
Community Outreach & Engagement
Proactive canvassing, resource fairs, and faith-based outreach.
V.
Resource Navigation
Connections to emergency assistance, tax credits, and county programs.
View All Programs
“To prevent foreclosure, strengthen communities, and empower Maryland homeowners through education, counseling, advocacy, and housing-stability services.”
Our Mission
House Hold Maryland fills the gap between crisis and resources with free foreclosure prevention counseling, early intervention, and sustained case management. We work with Maryland homeowners at every stage because keeping Maryland families home is the foundation of stable communities. Our services align with HUD housing counseling standards. All services are free regardless of income, language, or immigration status.
Why It Matters

Maryland homeowners need help before foreclosure is filed.

Maryland has one of the most complex judicial foreclosure processes in the country. Once a case is filed in court, the timeline accelerates and options narrow. Many homeowners do not realize help is available until they have already received a court summons — by which point the process is significantly harder to stop.

Our free foreclosure counseling in Maryland is available now — at no cost, regardless of income or situation. The earlier a homeowner reaches out, the more options are available to them. Waiting until a foreclosure sale is filed significantly limits what we can do together. Maryland homeowners can also explore additional resources through Maryland DHCD.

Keeping Maryland families home means intervening early, staying with the case through resolution, and making sure no homeowner has to navigate this process alone.

Year 1 Commitments

Impact we're accountable to.

250+
Homeowners
Served
50+
Foreclosures
Prevented
18
Free Workshops
Delivered
10+
Community
Partnerships
For Banks & Corporations

Turn CRA obligations into real community impact.

All programs qualify as CRA-eligible community development activities — with quarterly documentation your compliance team requires. Learn more about CRA compliance requirements from the FFIEC.

Become a Partner
Community Impact Partner$50,000+
Neighborhood Stabilizer$25,000
Home Preservation Sponsor$10,000
Community Ally$5,000
Free · Confidential · Available Now

Don't wait until foreclosure
is filed.

The earlier we connect, the more options you have. Our free foreclosure counseling in Maryland is available now — at no cost, regardless of income or situation.

Get Free Foreclosure Help Find a Free Workshop
HUD-Aligned StandardsNo Cost to HomeownersMultilingual ServicesConfidential ServicesStatewide Coverage